At Greenfields Financial Management, we believe that financial planning should begin with your life , not your money.
Most people don’t come to us asking for a “financial life plan.” They arrive with questions about pensions, investments, inheritance tax, legacy, or how to structure their finances. These are important concerns , but they’re often symptoms of something deeper: a lack of clarity about the bigger picture.
That’s where Financial Life Planning comes in.
Our clients don’t want to retire too early and risk running out of money. Nor do they want to retire too late and miss the opportunity to enjoy life while they’re fit and active. Many are unsure how much they can spend or gift, worried about leaving too much behind and facing unnecessary tax , yet hesitant to use their wealth freely.
They’re asking the right question: “Do I have enough?”
But we help them ask a better one: “Enough for what?”
Understanding the purpose behind your wealth is the key to unlocking confidence, freedom, and peace of mind.
Your life unfolds in phases , each with its own financial realities:
Each stage brings changes in income, expenses, priorities, and goals. Your financial plan must evolve with you.
To create a meaningful financial life plan, we start by understanding your current lifestyle and your vision for the future , or even just what you don’t want. That’s your starting point.
We then guide you through:
This process gives you clarity, confidence, and control , helping you make intentional choices and avoid surprises.
Why It Matters
Without a plan, people tend to focus only on the short term. They assume things will stay the same , until they don’t. That’s when financial stress can hit hardest.
With a financial life plan, you’re prepared. You’re proactive. You’re empowered to live the life you want, with peace of mind that your finances are aligned with your values and goals.
At Greenfields, we help you move beyond the numbers to create a plan that supports your lifestyle, relationships, and legacy. We’re here to help you:
Because life isn’t a rehearsal , and your financial plan should reflect the life you truly want to live.
For some, happiness is found in the quiet comfort of knowing they have enough , enough to live without financial worry, spend time with loved ones, and enjoy the simple pleasures of life. For others, it’s about adventure and aspiration , travelling the world, enjoying regular holidays, or owning a second home in the UK or abroad.
At Greenfields Financial Management, we help you define what your version of happiness looks like , and build a financial life plan that supports it.
Answering the questions “Do I have enough?” and “Enough for what?” is a powerful starting point. But life doesn’t stand still , and neither do your goals, values, or circumstances.
As life evolves, so does your definition of happiness. What once felt essential may no longer hold the same appeal. That’s why financial life planning isn’t a one-off exercise , it’s a lifelong process of reflection, adaptation, and clarity.
Your financial life is shaped by both internal and external transitions. These moments , whether joyful, challenging, or unexpected , require thoughtful planning and emotional resilience.
Internal life transitions might include:
External factors might include:
These transitions can either be planned for , or repaired after. We believe it’s always better to prepare than repair.
Our Ongoing Planning Programme is designed to help you stay ahead of life’s changes. It’s not just about managing money , it’s about managing life.
We help you:
Because when you know what enough looks like , and keep knowing , you gain the freedom to live smarter, with purpose and peace of mind.
Think about how quickly the last five years have passed. Now imagine the next five. If you’re like most people, you’ll say “fast” and “faster.” And if you’re also like most people, you’ve promised yourself you’ll get financially organised… tomorrow.
But tomorrow becomes someday. And someday often never comes.
We’re here to help you take action , to remove uncertainty, gain clarity, and live the life you truly want. Because life isn’t a rehearsal. It’s happening now.
Let’s make sure it’s time well spent.
Life is rarely linear. It’s a dynamic, ever-evolving experience shaped by milestones, transitions, aspirations, and the decisions you make along the way. At Greenfields Financial Management, we call this Your Life Journey , and it’s the foundation of how we support you.
Wherever you are on that path , building your career, raising a family, preparing for retirement, or thinking about the legacy you’ll leave , we’re here to guide you with clarity, empathy, and purpose.
We don’t just offer financial advice. We help you design a life that reflects your values and ambitions, supported by a financial strategy that adapts as your life unfolds.
Our services include:
We’re here to help you feel informed, supported, and in control , not just today, but through every chapter of your life.
Let’s build a plan that moves with you, so you can live with clarity, confidence, and peace of mind.
